Blog
Compliance intelligence for African fintechs
Technical guides, regulatory breakdowns, and product thinking from the Fintegrity team. Written for compliance engineers and fintech founders building in Nigeria.
13 posts
15 Jul 2026ComplianceA Compliance Checklist for Launching a Digital Wallet in NigeriaThe compliance infrastructure decisions to make before launch, not after — KYC tiering, monitoring, screening, case management, and evidence, in the order they actually matter.11 Jul 2026ProductHow Real-Time Transaction Decisioning WorksWhat actually happens in the milliseconds between a transaction request and a CLEAR/FLAGGED/HELD_FOR_REVIEW/BLOCKED decision — a technical walkthrough of the decision pipeline.8 Jul 2026EngineeringBuild vs Buy: Should Your Fintech Build Its Own Transaction-Monitoring Engine?The honest tradeoffs — engineering time, ongoing rule maintenance, evidence architecture, and opportunity cost — before you commit to building AML infrastructure in-house.1 Jul 2026ComplianceHow to Monitor Cross-Border Remittance TransactionsCorridor risk, dual-jurisdiction exposure, and sanctions reach — the specific monitoring challenges of cross-border remittance, and how to structure rules around them.24 Jun 2026ProductAML Case Management: From Alert Creation to Final DispositionWhat happens to an alert between the moment it fires and the moment a case is closed — and where most case-management workflows lose the evidence trail along the way.17 Jun 2026ComplianceBuilding a Regulator-Ready Audit Trail for Payment DecisionsWhat actually makes an audit trail defensible to an examiner — and why most transaction logs fall short of it. A technical breakdown of evidence architecture.10 Jun 2026ComplianceHow Nigerian PSPs Can Reduce AML False PositivesAlert fatigue is a compliance risk, not just an efficiency problem. Practical rule-tuning approaches PSPs can use to cut false positives without loosening real controls.3 Jun 2026ComplianceTransaction Screening vs Transaction Monitoring: What's the Difference?Two terms that get used interchangeably and shouldn't be. What each one actually does, where they overlap, and why you need both, not one or the other.27 May 2026ProductTransaction-Monitoring Rules Every Digital Wallet Should ConsiderMule accounts, rapid in-out, structuring, velocity gaming — the specific abuse patterns digital wallets face, and the rule types that actually catch them.20 May 2026ComplianceA Practical Guide to AML Transaction Monitoring for Nigerian FintechsWhat transaction monitoring actually involves for a Nigerian fintech — from rule types to alert workflows to the evidence a regulator expects — laid out practically, not theoretically.10 May 2026ComplianceWhy Batch AML Monitoring Fails at Nigerian Fintech ScaleReviewing transactions after they've processed isn't compliance — it's archaeology. Here's the case for pre-authorisation AML monitoring and what it means for your compliance architecture.2 Apr 2026ProductCLEAR, FLAGGED, HELD_FOR_REVIEW, BLOCKED: The Architecture of a Defensible Compliance DecisionBinary pass/fail compliance checks fail at scale and under regulatory scrutiny. Here's why four decision states — with a customer risk lifecycle — is the right model, and how to build it.15 Mar 2026RegulationCBN AML/CFT Baseline Standards: A Technical Breakdown for Nigerian FintechsThe CBN's AML/CFT Baseline Standards define 12 requirements every regulated fintech must meet. Here's what each standard actually requires — and how compliance technology addresses it.
Compliance thinking, not marketing email.
New regulatory breakdowns and technical guides as we publish them. No product announcements.