Compliance infrastructure for banks & microfinance institutions
Enforcement-grade compliance decisioning with immutable, examiner-ready evidence — for institutions where control effectiveness has to be proven, not just documented.
Examiners want proof of controls, not policy documents
Banks and microfinance institutions are held to the highest bar: examiners want proof that controls were enforced transaction-by-transaction, not just that a policy exists. Legacy systems produce documents, not defensible evidence — and reconstructing why a specific decision was made can take weeks.
Where legacy systems fall short
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Policy exists in documents; evidence of enforcement must be reconstructed manually
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Reconstructing why a specific transaction was processed can take days to weeks
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Different systems hold screening, monitoring and case data — no single query answers an examiner request
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Audit trail is a log, not a legally defensible evidence record
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MFBs held to the same CBN evidence bar as larger banks, with smaller compliance teams
With Fintegrity
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Controls enforced at the decision layer on every transaction — proven, not just documented
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Why any decision was made is reconstructable in seconds from the immutable ledger
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Three-layer audit architecture: verifiable trail, WORM storage, and queryable case data
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Evidence packs generated on demand — PDF or JSON — for any customer, transaction or case
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Scales from MFB volumes to full commercial bank transaction throughput on one platform
Three immutable layers. One evidence pack. On demand.
Fintegrity enforces controls at the decision layer and captures every decision, rule fired, and state change in an append-only, cryptographically verifiable ledger. Evidence packs for any customer, transaction or case are generated on demand — turning an examiner request from a fire drill into a query.
Enforcement-grade controls. Examiner-grade evidence.
Enforcement at the point of decision
Controls are enforced at the decision layer before every transaction — not documented after the fact. Every outcome is deterministic: the same inputs produce the same decision, every time.
Three-layer immutable audit architecture
Cryptographically verifiable decision trail, WORM evidence store, and queryable case data — converging into one-click evidence packs. Tamper-evident by construction.
On-demand evidence packs (PDF / JSON)
Evidence packs for any customer, transaction or case are generated on demand. An examiner request that used to take weeks is answered in minutes from a single query.
Long-retention configuration
Record-keeping periods are configurable to match your institution's regulatory obligations. Evidence and case records are retained in queryable, structured storage.
The same bar. A fraction of the team.
Microfinance banks (MFBs) operate under the same CBN AML/CFT evidence requirements as commercial banks — but with compliance teams that may be one or two people. Fintegrity gives MFBs automated enforcement and evidence generation that a small team can operate, at a scale that fits MFB transaction volumes and budgets. See our Nigeria market overview for the full picture.
Under the hood
The three-layer immutable architecture: cryptographically verifiable trail, WORM evidence store, queryable case data.
Every alert becomes a structured case with evidence pre-assembled. Case outcomes are part of the immutable audit record.
Enforcement at the decision layer — controls applied before every transaction, outcomes recorded automatically.
See how Fintegrity evaluates transactions in real time
We'll show you the three-layer audit architecture live — from a decision firing to the evidence pack that answers an examiner request in minutes.