Compliance infrastructure for fintechs & digital banks
A single compliance brain that plugs into onboarding, payments and withdrawals — so a small compliance team can operate with bank-grade control and prove it.
Bank-grade obligations. Startup-sized compliance team.
Fast-growing fintechs and digital banks carry bank-grade compliance obligations on a startup-sized team. Building a full KYC + monitoring + evidence stack in-house costs a fortune and pulls engineers off the product. Buying enterprise tools means pricing and implementation timelines built for banks, not for you.
What the gap looks like
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KYC tier limits collected at onboarding but not enforced at the transaction
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Monitoring alerts in a separate vendor dashboard, disconnected from payment decisions
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Evidence reconstructed manually when a sponsor bank asks for proof
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Engineering required for every rule change — compliance waits on sprints
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One new hire on the compliance team expected to manage everything
What Fintegrity gives you
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KYC tier enforcement at the transaction layer — every time, not just at onboarding
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Monitoring, screening and state management converged into one decision
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Evidence for every decision generated on demand in seconds
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No-code rule builder — compliance changes thresholds without filing a ticket
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One API, one console, one compliance team workflow
Sits in-line before money moves. One integration.
Fintegrity sits in-line before money moves: it enforces KYC tiers, screens and monitors transactions, maintains one authoritative risk state per customer, and writes immutable evidence for every decision — all behind one API and one console. You integrate once; your compliance team gets a workflow built for them, and your engineers get back to building product.
Bank-grade control, fintech-grade speed
Real-time decisions on every transaction
CLEAR / FLAGGED / HELD_FOR_REVIEW / BLOCKED on every payment, withdrawal and onboarding event — synchronous, before money moves.
Tier limits enforced at the transaction layer
KYC tiers collected at onboarding are enforced at every transaction — not just recorded. A T1 customer trying a T2 transaction gets a hard stop at the decision layer.
Tunable monitoring, started narrow
A focused, simulatable rule library — velocity, thresholds, structuring patterns, new-account risk. Start with the highest-exposure scenarios; expand with simulation, not guesswork.
Regulator- and sponsor-bank-ready evidence on demand
Every decision is evidenced. Evidence packs for any customer, transaction or case are generated in seconds — not reconstructed from spreadsheets and email threads.
The platform capabilities behind the decision
The synchronous decision call that sits in your payment handler — returns CLEAR/FLAGGED/HELD_FOR_REVIEW/BLOCKED in under 100ms.
Velocity, threshold, structuring and new-account rules evaluated in parallel on every transaction, before money moves.
One authoritative risk state per customer — updated by screening, monitoring and KYC events, enforced by the Decision API.
See how Fintegrity evaluates transactions in real time
We'll walk through a live configuration tuned to a fintech or digital bank's transaction flows — one integration, full compliance coverage.